Canadian real estate blog: market, rental investing and mortgages

The real estate blog

Market analyses, investment strategies and practical advice for navigating Canadian real estate.

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• Getting Your Home Valued: 3 Ways to Find Its True Worth

  Want to get your home valued before selling or refinancing? Here are the three methods that determine its true market value, the mistakes that skew the price and how to get a reliable estimate in seconds.

• Fall 2026: Canada's Housing Market Is Changing Shape

  Listings jump ahead of the fall, the market finds its balance again and RBC is finally talking about a recovery. Here is what the August 2026 numbers change for buyers, sellers and investors.

• How Tighter Immigration Is Reshaping Real Estate Demand

  Quebec has significantly tightened its immigration targets for 2026–2029. The effects are already being felt — in both the rental and resale markets. Here's what it means for buyers, sellers, and landlords.

• The 2026–2027 Mortgage Renewal Wave: What It Means for You

  Roughly 1.15 million residential mortgages are coming up for renewal in Canada this year — the largest renewal wave in the country's history. If you bought between 2020 and 2022, here's what you need to know before your renewal letter arrives.

• Why Fixed Rates Don't Drop Even When the Policy Rate Stays Flat

  You've been following Bank of Canada announcements hoping for good news on your fixed mortgage rate. The policy rate is holding steady, so your fixed rate should follow, right? Not necessarily — and it's a confusion worth clearing up.

• A CRM Built for Your Business, Not the Other Way Around

  If you're a real estate or mortgage broker in Quebec, your files are probably scattered across a notebook, emails, and three apps that don't talk to each other. Hom24 was built to fix exactly that.

• More Homes for Sale, But Still No Price Relief: Here's Why

  There's more choice than ever on Quebec's real estate market. A lot more. But prices aren't budging. It's not an impression — here's what the numbers show, and why it defies conventional logic.

• Housing Affordability for Young Canadians: A Generation on Hold

  For the first time in recent history, young Canadians are accessing homeownership less than their parents and grandparents did at the same age. From record prices to the bank of mom and dad, a portrait of a generation watching the real estate dream slip away.

• Canada's Rental Housing Crisis: National Relief, Regional Fractures

  After years of extreme pressure, Canada's rental market is showing signs of rebalancing in 2025–2026 — but rents continue to rise in several markets, and low-income tenants remain vulnerable.

• The Complete Steps to Buying a Property in Quebec

  Buying a property in Quebec is an important step, often exciting… but also complex if you don't know where to begin. Here is a complete, step-by-step guide to accompany you through your real estate purchase.

• Real Estate Investment Strategies in Canada

  Successful real estate investors in Canada use precise strategies to analyze, optimize, and maximize their returns. Here is an overview of the main approaches you need to know.

• How to Increase Your Home's Value Before Selling

  Not all renovations are equal. Some can significantly increase your home's value, while others will have almost no impact. Here are the most effective strategies to maximize your sale price without spending unnecessarily.

• Optimizing Real Estate Taxes in Canada: Essential Strategies

  Without a good tax strategy, you can lose a significant portion of your real estate profits. Here are the legal and effective ways to optimize your taxes in Canada, whether you are an owner-occupant or an investor.

• What Does It Really Cost to Be a Homeowner in Canada?

  No, being a homeowner is not just paying a mortgage. Taxes, maintenance, unexpected expenses, opportunity cost… here are all the costs to consider to understand the true financial reality of homeownership.

• Welcome Tax: What Does It Really Cost?

  The welcome tax is a cost that many buyers forget… until they receive the bill. Here's how it is calculated, what it really costs, and how to prepare for it properly.

• Quebec City: Another Year of Real Estate Price Gains Ahead

  After an intense 2025, Quebec City's real estate market is set for another year of growth. While other Canadian provinces deal with inventory surpluses and falling prices, Quebec continues to chart its own course.

• How to Use Hom24 to Make Better Real Estate Decisions

  Finding a property is not the real challenge. The real challenge is knowing whether you're making the right decision at the right time. Here's how Hom24 helps you analyze, compare, and decide faster.